Privacy Policy for TapTapTips
Effective Date: January 12, 2026
Last Updated: January 12, 2026
1. Introduction
TapTapTips ("TapTapTips," "we," "our," or "us") operates the TapTapTips mobile application (the "App")
and related services (the "Services"). This Privacy Policy explains how we collect, use, disclose, and
safeguard information when you use the App.
By using TapTapTips, you consent to the practices described in this Privacy Policy.
2. Information We Collect
2.1 Information You Provide
- Email address (for account creation and authentication)
- Display name (shown to other users for tipping interactions)
- Profile picture (optional; shown to other users if set)
- Password (securely hashed; never stored in plain text)
- Support communications (information you provide when you contact us)
2.2 Payments and Financial Information (Processed by Stripe)
TapTapTips uses Stripe to process payments and facilitate payouts. Depending on how you use the App
(sending tips, receiving tips, onboarding for payouts), Stripe may collect and process:
- Payment method information (e.g., card brand and last 4 digits)
- Bank/payout information for receiving tips (e.g., bank name and last 4 digits)
- Transaction details (tip amounts, timestamps, payment status, and dispute/chargeback events)
Important: TapTapTips does not store full credit card numbers or complete bank account numbers
on our servers. Stripe handles sensitive payment information.
TapTapTips may store limited payment-related identifiers needed to operate the Services, such as:
- Stripe customer ID, Stripe connected account ID, default payment method ID
- Bank name and last 4 digits (when available)
2.3 Proximity and "Nearby" Discovery Information
TapTapTips enables proximity-based discovery so you can find nearby users and exchange tips locally.
Depending on your device and Android version, the App may use Bluetooth, Wi-Fi,
NFC, and/or Nearby Connections.
- Temporary discovery identifiers and connection/session data used to discover and connect to nearby devices
- Broadcasted profile indicators (e.g., your display name and/or discovery tokens used so others can find you nearby)
Location note: Some Android versions and system behaviors may classify Bluetooth/Wi-Fi scanning as a form of
"location access" and may require location-related permissions. TapTapTips does not attempt to collect or store
precise GPS coordinates, and we do not build precise location history.
2.4 Device and Technical Information
- Device type/model, OS version, app version
- Log data (e.g., timestamps, diagnostic events, error logs)
- Push notification tokens (to deliver notifications)
- Network and security signals (e.g., IP address and session signals used for fraud prevention and security)
2.5 Usage Information
- Feature usage and interactions (e.g., screens used, actions taken)
- Tipping activity metadata (e.g., number of tips sent/received, timestamps, statuses)
- Crash and performance data (if enabled)
3. Fees and Transaction Costs
Important: Tips sent through TapTapTips are subject to processing fees. By using the App to send or receive tips, you acknowledge and agree to these fees.
3.1 Fee Structure
TapTapTips facilitates tip payments through Stripe. Each transaction is subject to two components of fees, both of which are deducted from the tip amount received by the recipient:
-
Stripe Payment Processing Fee: A fee charged by Stripe for processing the payment (e.g., a percentage of the transaction plus a fixed amount per transaction). Stripe's current fee schedule is available at
https://stripe.com/pricing.
-
TapTapTips Application Fee: A platform fee charged by TapTapTips for facilitating the proximity-based tip transaction through the App. Current fee rates are displayed within the App at the time of each transaction.
Both fees are deducted from the recipient's payout. The sender pays the full tip amount they authorize; the recipient receives the tip amount minus applicable Stripe processing fees and the TapTapTips application fee. Fee amounts and breakdowns are displayed to users in the App prior to and upon completion of each transaction.
3.2 Fee Changes
TapTapTips may update its application fee from time to time. We will provide reasonable notice of material fee changes within the App. Continued use of the Services after a fee change takes effect constitutes acceptance of the new fees.
4. No Refunds on Tips
Tips are non-refundable. Once a tip is sent and confirmed, it cannot be reversed, canceled, or refunded.
Like other peer-to-peer payment platforms, TapTapTips treats completed tips as final. Because tips represent a voluntary expression of appreciation sent directly to another person, TapTapTips does not offer refunds once a tip transaction is confirmed. This includes:
- Tips sent to the wrong recipient
- Tips sent in an amount you did not intend
- Tips where you later changed your mind
What to do if you believe there was an unauthorized or fraudulent transaction: Contact us immediately at support@taptaptips.com. We take fraud seriously and will investigate. Note that dispute and chargeback rights related to your payment method (e.g., your bank or card issuer) remain governed by your agreement with that institution and by Stripe's policies.
Because tips are non-refundable, we encourage you to confirm the recipient's display name and tip amount carefully before completing any transaction.
5. How We Use Your Information
We use information to:
- Provide the Services (accounts, profiles, discovery, tipping workflows)
- Enable proximity-based interactions (nearby discovery and connections)
- Process payments and payouts (through Stripe)
- Calculate and collect fees (Stripe processing fees and TapTapTips application fees)
- Send notifications (e.g., tip received/confirmed, fee summaries; service updates)
- Prevent fraud and secure the platform (detect suspicious activity, enforce rules, protect users)
- Maintain and improve the App (debugging, analytics, performance)
- Comply with legal obligations (recordkeeping, lawful requests, dispute handling)
6. Legal Bases for Processing (Where Applicable)
Depending on your location, we process information under one or more of the following bases:
- Contract/necessity: to provide the Services you request
- Legitimate interests: to secure, operate, and improve TapTapTips (e.g., fraud prevention, analytics)
- Consent: where required for certain permissions or optional features
- Legal obligation: compliance with financial and regulatory requirements
7. How We Share Your Information
7.1 Service Providers
We share information with vendors who help us operate the Services:
-
Stripe (Payment Processing & Payouts)
Purpose: process payments, collect processing fees, manage payouts, and handle disputes/chargebacks
Data processed: identifiers, transaction details, fee data, and required onboarding/payout information
Privacy Policy: https://stripe.com/privacy
-
Google/Firebase (Messaging, Analytics; and crash/performance tools if enabled)
Purpose: push notifications, usage analytics, diagnostics
Data processed: device/app identifiers, notification tokens, usage and diagnostic signals (as configured)
Privacy info: https://firebase.google.com/support/privacy
-
Hosting/Infrastructure (e.g., Render and related providers)
Purpose: host our backend and database used for TapTapTips
Data processed: information stored in our systems needed to operate the Services
Privacy Policy: https://render.com/privacy
7.2 Sharing With Other Users
Because TapTapTips is designed for user-to-user interactions, other users may be able to see:
- Your display name
- Your profile picture (if set)
- Information needed to complete tipping interactions (e.g., that a tip was sent/received, the amount, and date/time as shown in the App)
We do not share your email address, password, or full payment details with other users.
7.3 Legal, Safety, and Compliance
We may disclose information if we believe it is necessary to:
- Comply with law, regulation, or legal process
- Respond to lawful requests by public authorities
- Enforce our Terms, investigate fraud, or protect the rights and safety of TapTapTips, users, or others
7.4 Business Transfers
If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets,
information may be transferred as part of that transaction, subject to standard protections.
8. Data Security
We use reasonable safeguards designed to protect information, including:
- Encryption in transit (HTTPS/TLS)
- Secure authentication (e.g., token-based access controls)
- Payment security handled by Stripe
- Fraud controls (including account restrictions/suspension when appropriate)
- Cryptographic validation of certain in-app transactions (where implemented)
However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.
9. Data Retention
We retain information for as long as necessary to provide the Services and for legitimate business and legal purposes, including:
- Account data: retained until you delete your account (subject to legal exceptions)
- Transaction records (including fee records): retained as required for financial recordkeeping, tax, compliance, and dispute handling (commonly up to 7 years, depending on requirements)
- Deleted accounts: we take steps to delete or de-identify data within a reasonable timeframe unless retention is required by law or for legitimate purposes (e.g., fraud prevention, dispute resolution)
10. Your Choices and Rights
10.1 Account and Profile Controls
You can update certain profile information within the App (e.g., display name and profile picture, if supported).
10.2 Permissions
You can control app permissions through your device settings (e.g., Bluetooth, notifications, camera/photos).
If you disable certain permissions, some features (like nearby discovery or notifications) may not function.
10.3 Deletion
Where supported, you can request deletion of your account and associated data. If in-app deletion is not available
or you need assistance, contact us at support@taptaptips.com.
Note that transaction and fee records may be retained as required by law even after account deletion.
10.4 U.S. State Privacy Rights (e.g., California)
Depending on your state of residence, you may have rights to:
- Request access to categories and specific pieces of personal information we hold
- Request deletion of personal information (subject to exceptions)
- Request correction of inaccurate information
- Opt out of certain forms of "sharing" or targeted advertising (if applicable)
TapTapTips does not sell personal information in the conventional sense. If we ever offer targeted advertising or
similar sharing models, we will update this policy and provide required opt-outs.
To exercise rights, email support@taptaptips.com. We may need to verify your identity.
10.5 International Users (GDPR-style rights where applicable)
Depending on your location, you may have rights to access, correct, delete, object, restrict processing, or request
portability of your data. You may also have the right to lodge a complaint with a supervisory authority.
11. Children's Privacy
TapTapTips is not intended for individuals under 18. We do not knowingly collect personal information
from anyone under 18. If we learn we have collected such information, we will delete it.
12. International Data Transfers
Our services may be hosted and processed in the United States and other countries where our service
providers operate. By using TapTapTips, you understand that information may be transferred and processed outside your jurisdiction.
13. Third-Party Links and Services
The App may link to third-party websites or services (for example, Stripe). We are not responsible for the privacy
practices of third parties. Please review their privacy policies.
14. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will post the updated version with a new "Last Updated" date.
Material changes (including changes to fees or the no-refund policy) may also be communicated in the App. Continued use of the App after changes constitutes acceptance of the updated policy.
If you have questions or requests related to privacy, fees, or transactions, contact:
© 2026 TapTapTips. All rights reserved.
Last Updated: January 12, 2026