PRE-SEED · $1.0M–$1.5M

TapTapTips

Proximity Payments for Tips & Donations. 10 seconds. No usernames. No forms.

VIEW DECK CONTACT US
$640B+
ADDRESSABLE MARKET
3%
PLATFORM FEE
2–10s
BLE DISCOVERY TIME
95%+
GROSS MARGINS
01 / PROBLEM

The moment passes.

Close enough to talk. Paying still takes minutes.

The Intent

  • Pay back a friend nearby
  • Tip a performer or worker
  • Support a fundraiser
  • Buy from a local vendor
  • Thank someone face to face
  • Ready to give Right Now

The Disconnect

  • No cash on hand
  • Must exchange personal information
  • Need username, QR code, phone, or URL
  • Risk sending to the wrong person
  • Extra setup interrupts the interaction
  • By then, the moment is gone
RESULT: The Connection is instant. The payment isn't.
02 / SOLUTION

Done in 10 seconds.

1

Open App

Nearby receivers appear via Bluetooth automatically. No usernames, no URLs.

2

Select & Tap

Choose the recipient. Split across multiple people at once.

3

Done

Money sent instantly. Receiver sees it in real time on their dashboard.

10s
TAPTAPTIPS
vs
5 min
EVERYTHING ELSE
03 / MARKET SIZE

A $640B+ opportunity.

MARKET
$640B+
Giving plus tips creates the first visible market layer, anchored by charitable giving and the tip economy
LAUNCH FOCUS
$250B+
Initial presence-based segment: restaurants, events, fundraisers, food trucks, farmers markets, service workers, and local merchants
EXECUTION GOAL
100K
Active receivers create the network. Receivers drive transactions, GMV

BOTTOMS-UP VALIDATION

  • 100K active receivers × $2,500 avg GMV/yr = $250M GMV
  • At 3% take rate = $7.5M annual revenue (achievable Year 2–3)
  • Sources: Giving USA 2025 · Yale Budget Lab 2024 · Blackbaud est.
04 / BUSINESS MODEL

We win when they win.

How It Works

  • Givers: Free to send
  • Receivers: 3% fee
  • Stripe: 2.9% + $0.30 (pass-through)
  • Total cost to receiver: ~6% all-in

Example: $20 Tip

Stripe takes$0.88
TapTapTips takes$0.60
Receiver gets$18.52

Why It Works

  • Creating transactions that wouldn't exist
  • Not extracting from existing payments
  • No friction for payers
  • New revenue opportunities for receivers
68%
ALL-IN GROSS MARGIN Y3
47% Y1 → 60% Y2 → 68% Y3, after Stripe Connect per-receiver fees ($24/rcvr/yr).
05 / READINESS

The hardest problems are solved.

18mo
R&D COMPLETED
2–10s
BLE DISCOVERY
iOS + Android
CROSS-PLATFORM
Live
iOS + ANDROID
✓ STRIPE LIVE  ·  ✓ BLE SOLVED  ·  ✓ SECURITY HARDENED  ·  ✓ ED25519 SIGNATURES
06 / DE-RISKED

De-risked. Capital is what's left.

RISK RETIRED

Technical

  • iOS + Android live in production
  • BLE proximity discovery: 2–10s
  • Transactions are encrypted
  • Stripe Connect integrated & live
RISK RETIRED

Product

  • End-to-end flow under 10 seconds
  • Real cards, real money, real settlements
RISK RETIRED

Regulatory

  • Delaware C-Corp (Stripe Atlas)
  • Marketplace model — we never custody funds
  • PCI scope: SAQ A (lightest tier)
  • Stripe Connect handles receiver KYC
Hire BD Team→ Sign Partners→ Acquire Receivers→ Scale GMV
07 / USE OF FUNDS

$1.0M–$1.5M to hit key milestones.

$150K
Server & Infrastructure
  • Cloud hosting & scaling (Render / AWS)
  • Database & storage costs
  • CDN & monitoring tools
  • 18-month runway coverage
$350K
Operations
  • Founder & co-founder salaries
  • Payment compliance & legal
  • Accounting, insurance, admin
  • Contingency reserve
$500K
Marketing & Growth
  • Event sponsorships & activations
  • Hotel / restaurant partnerships
  • 2 BD hires
  • Brand, content & paid acquisition
10K Paying Receivers→ $1.5M ARR→ Proven Unit Economics→ Series A Ready
08 / TEAM

Built by operators.

RT
Ron Thai
FOUNDER & CEO
  • 20 years building mission-critical authentication systems for the US Navy (NAVFAC)
  • Mobile dev, backend engineering, payment systems & cryptographic security
  • Designed and built entire TapTapTips stack solo in 18 months
  • Solved 2–10s BLE discovery, Ed25519 signatures, Stripe Connect integration
HL
Hao Lam
CO-FOUNDER & COO
  • Operations leadership — day-to-day business ops and cross-functional coordination
  • Logistics expertise: partner onboarding, event coordination & operational processes
  • Bridges the gap between technical product and real-world deployment
  • Enables founder to stay focused on product and fundraising
Hiring with this raise: 2 Business Development roles (partnerships & events)
APPENDIX / FINANCIAL PROJECTIONS

SaaS-like margins.

Year 1Year 2Year 3
ACTIVE RECEIVERS10,00050,000100,000
AVG GMV / RECEIVER / YR$1,500$2,000$2,500
TOTAL GMV$15M$100M$250M
REVENUE (3% TAKE RATE)$450K$3.0M$7.5M
CONNECT COGS ($24/rcvr)$240K$1.2M$2.4M
GROSS MARGIN47%60%68%
OPERATING EXPENSES$299K$562K$890K
EBITDA($89K)$1.24M$4.2M
Break-even: Month 14–16  ·  Stripe fees pass-through to receivers  ·  Platform revenue = pure software margin
09 / THE ASK
$1.0M–$1.5M
PRE-SEED ROUND
SAFE
INSTRUMENT
$12.5M
POST-MONEY CAP
12–18 mo
RUNWAY TO SERIES A
✓iOS launch + 10K accounts
✓$1.5M ARR
✓Proven unit economics
✓Clear path to profitability

Let's capture the $640B in giving that's waiting to happen.

GET IN TOUCH
Ron Thai & Hao Lam  ·  ronvthai@taptaptips.com  ·  haotlam@taptaptips.com  ·  taptaptips.com